228 loan - An Overview
228 loan - An Overview
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(one) A nonmetropolitan middle-profits census tract is specified as distressed whether it is within a county that meets a number of of the following standards:
(ii) To obtain possession or control of shares or all or significantly most of the property of a lender, to cause a bank to be a subsidiary of the bank holding company, or to merge or consolidate a financial institution holding enterprise with any other financial institution Keeping company within a transaction that needs acceptance underneath portion 3 from the Lender Holding Enterprise Act (12 U.S.C. 1842);
In case the Board gets a general public comment prior to the close day of the lender's CRA evaluation, the public remark will likely be regarded as in connection with that CRA evaluation.
네이버 검색창에 원하는 키워드를 입력하면 관련 정보를 빠르게 찾아볼 수 있습니다.
A lender issue to information reporting needs pursuant to § 228.42 must contain in its public file a published recognize the CRA Disclosure Statement pertaining on the bank, its operations subsidiaries, and its other affiliates, if relevant, may be acquired to the FFIEC's Web page at:
스팸 게시물이 확대 생성되는 것을 방지하기 위하여 문구 및 사용 제한기간을
Revitalization or stabilization comprises actions that aid revitalization or stabilization of specific census tracts, together with adaptive reuse of vacant or blighted buildings, brownfield redevelopment, help of the prepare for a business enhancement district or most important street system, or some other exercise that supports revitalization or stabilization, and that:
(B) The Board determines that analysis underneath the plan wouldn't offer a more meaningful reflection from the lender's history of assisting to meet the credit needs of the lender's Group;
(2) A sizable lender is just not necessary to delineate retail lending assessment areas for a particular calendar yr if, from the prior two calendar years, the large bank originated or ordered inside its facility-centered evaluation parts over 80 p.c of its household property finance loan loans, multifamily loans, little business loans, compact farm loans, and automobile loans if automobile loans are an item line for the massive lender as described in paragraph II.a.1 of appendix A to this element.
The Board evaluates an intermediate bank's document of helping to fulfill the credit rating desires of its overall community pursuant towards the Retail Lending Exam in § 228.
The lender must include the penned notices in the general public file inside of a few business enterprise times soon after getting notification from the read more FFIEC of the availability of the disclosure statements.
A bank will have to sustain a community file, in possibly paper or electronic structure, that features the following information and facts:
(3) The lender may well not declare Local community development loans or community improvement investments accounting for a lot more than its proportion share (determined by the extent of its participation or investment decision) of the whole loans or investments created by the consortium or third party.